Regulated, insured, and accountable.
This page is maintained by Bemo Capital to answer common questions about how we operate, protect your data, and stay compliant. It is not an independent certification.
CBN licensed
Bemo Capital operates under a Central Bank of Nigeria license and is supervised in line with the CBN prudential and consumer-protection guidelines.
NDIC insured
Eligible customer deposits are insured by the Nigeria Deposit Insurance Corporation up to the applicable statutory limit.
Data protection
We follow the Nigeria Data Protection Act (NDPA) 2023. Personal data is encrypted in transit and at rest, and access is restricted to authorized staff.
AML / KYC
Every customer is onboarded with verified ID (NIN/BVN), address and — for higher-limit products — additional supporting documents. Transactions are monitored for AML risk.
Fair pricing
Interest rates, tenor and fees are disclosed on the offer letter before any loan is booked. Reducing-balance interest, no hidden charges.
Complaints & disputes
Every customer has direct access to our complaints channel. Unresolved matters can be escalated to the CBN Consumer Protection Department.
Report a security issue
If you believe you have found a security vulnerability, please contact security@bemocapital.ng. We investigate every report and respond within 5 business days.