Know where every naira stands, in real time.
Every loan carries its own amortization schedule. See what's paid, what's due, and what's slipping — and act before it becomes a default.
Live schedules
Row-by-row EMI breakdown showing principal, interest and running balance for every month.
Multi-channel payments
Accept card, bank transfer, or direct debit — reconciled to the right installment automatically.
Automated reminders
SMS and email nudges before due date, on due date, and on overdue — configurable per product.
Default detection
Overdue installments surface on the dashboard with a one-click 'Mark defaulted' action.
Officer reconciliation
Manual 'Pay' capture for cash or offline collections, with a full trail of who marked what.
Collection velocity
Track collection rate against portfolio target to see if you're ahead or behind.
One source of truth for every payment
No spreadsheets. No missed reconciliations. Every collected naira lives on the loan it belongs to.
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