Product · Loan management
Every loan, from origination to close, in one workspace.
Onboard customers with KYC-verified profiles, pick a loan template, and let Bemo compute EMI, interest and profit for you — before you disburse.
Customer directory
Central directory of KYC-verified borrowers with guarantors, IDs and address on file.
Loan templates
Standard, Personal and custom products with pre-set rate, tenor and admin fee.
Instant EMI calculation
Reducing-balance amortization computed live in the issuance form — see interest and profit before booking.
Signed disbursement
E-signature on every offer with a versioned schedule and audit trail.
Full lifecycle
Track disbursed → active → completed → defaulted with one click.
Role-based access
Officers, underwriters and admins see only what their role permits.
Built on the reducing-balance method
Interest is calculated only on the outstanding principal, so borrowers pay less over time — and your books reflect true yield.
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